Credit utilised through Iran's BNPL sector reached 75000 billion toman in 2024-25, about one-third of the country's entire online loan and credit market. TechRasa describes a five-part industry model that has not yet matured, constrained by limited access to capital and funding and by weak credit-scoring models, and examines the role of asset collateralisation in changing the terms of entry to the sector. That is roughly $1.1B at ~70,000 toman/$, the 2024-25 average on record; the toman figure is the reliable read.
Evidence status is semantic, not decorative, see Methodology for how verification tiers are defined.
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