Iran's fintech lending market valued at 1827 trillion toman in 2024-25

TechRasa's lending-facilitator report puts Iran's bank micro-lending market, defined as loans and credit cards below 300 million toman, at 1827 trillion toman, of which lending facilitators hold only 2%. Manisa and Digipay together account for more than 50% of the facilitator segment in 2024-25, which the report reads as a market tilted toward high concentration among a few players. More than 70% of facilitator micro-credit goes to digital goods and home appliances rather than day-to-day household costs. That is roughly $26B at ~70,000 toman/$, the 2024-25 average on record; the toman figure is the reliable read.