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Companies›Lendo

Lendo

Verified
FintechbnplIndependentIn the registry
Entity IDIR-CO-2123
SectorFintech
Founded2015
HQTehran
VerificationVerified

BNPL platform; formerly IranRenter; purchase financing with promissory note. Tehran Index record: founded 2015, headquartered in Tehran, operating independently of any corporate group.

Doing business with Lendo? Check who legally owns and runs it: registry identity, capital and current board from the Official Gazette, in English with the Persian source, in three working days for USD 750. Full dossier with audited figures and competitors, USD 3,000. Order a Lendo registry check · see a free sample

MetricsOwnershipSources
Operating metrics, period-stamped
Users, growth on the previous yearYear to 20 March 2022Company disclosed
Nearly 200 per cent
Lendo annual report, year to 20 March 2022 · retrieved 2026-10-08Growth in the number of users, not in active borrowers or loans. The report's summary page states the same growth as more than 200 per cent; the page carrying the chart says nearly 200 per cent. No absolute user count is published.
Loan requests, number, growth on the previous yearYear to 20 March 2022Company disclosed
524 per cent
Lendo annual report, year to 20 March 2022 · retrieved 2026-10-08A count of loan applications, not of loans approved or of money lent. The page's bar chart is illustrative and not drawn to this ratio.
Default rate, share of customersYear to 20 March 2021Company disclosed
1.78 per cent
Lendo annual report, year to 20 March 2022 · retrieved 2026-10-08The share of customers with an instalment still unpaid six months after it fell due, as the company defines and reports it. The company gives 0.5 per cent for the following year.
Lending activity snapshotFY2021-22Company disclosed
Loans issued in the year were more than six times those of the year before. More than 700 billion toman of loan requests in the month from 21 January to 19 February 2022. Average loan 16 million toman. 467 stores added in the year. The company self-reports that 67% of its customers paid their instalments on time or early, and a 0.5% default rate.
Lendo annual report 1400, page 4 · retrieved 2026-08-20From the company's 1400 annual report, 69 pages, in a copy held by Tehran Index; the summary page is an image with no text layer and was read visually. Four and a half years old; no newer annual report was found on 20 August 2026. No absolute loan volume is disclosed anywhere, only the growth multiple and the one-month request figure; the claim of more than 200% user growth carries no base and is not reported as a user figure. Credit-quality figures are self-reported and unaudited. The report does not say the month of the 700 billion toman figure was the peak month, and it says 67% of customers paid their instalments on time or early.
Ownership & capital
Brand to operator, stated by the company itselfCompany disclosed
The company's own page names هوشمند آرمان گستر آریا as the operator behind the brand. The passage is quoted verbatim in the source passage.
lendo.ir (company website) ↗ · retrieved 2026-09-17Corroborated: two independent reads of this page returned the same sentence.
Source ledger, every field, its evidence
Users, growth on the previous yearCompany disclosedYear to 20 March 2022
Nearly 200 per cent
Lendo annual report, year to 20 March 2022 · retrieved 2026-10-08retrieved 2026-10-08
Loan requests, number, growth on the previous yearCompany disclosedYear to 20 March 2022
524 per cent
Lendo annual report, year to 20 March 2022 · retrieved 2026-10-08retrieved 2026-10-08
Default rate, share of customersCompany disclosedYear to 20 March 2021
1.78 per cent
Lendo annual report, year to 20 March 2022 · retrieved 2026-10-08retrieved 2026-10-08
Brand to operator, stated by the company itselfCompany disclosed
The company's own page names هوشمند آرمان گستر آریا as the operator behind the brand. The passage is quoted verbatim in the source passage.
lendo.ir (company website) ↗ · retrieved 2026-09-17retrieved 2026-09-17
Lending activity snapshotCompany disclosedFY2021-22
Loans issued in the year were more than six times those of the year before. More than 700 billion toman of loan requests in the month from 21 January to 19 February 2022. Average loan 16 million toman. 467 stores added in the year. The company self-reports that 67% of its customers paid their instalments on time or early, and a 0.5% default rate.
Lendo annual report 1400, page 4 · retrieved 2026-08-20retrieved 2026-08-20
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Registered entity
Legal entityHooshmand Arman Gostar Ariya
Entity typeoperating
StatusActive
Official contact
EmailCRM@lendo.ir
Evidence & verification
Verification tierVerified, registry / official source
Primary evidenceOfficial Website
Registry identifiersWithheld for compliance

Fields on this profile derive from linked public sources or the official company registry; unknown values stay blank rather than guessed, and estimates are always labelled. How we verify →

Quick facts
Tehran, Iran
Founded 2015
lendo.irLinkedIn
Company dossier

Registry check on Lendo: legal entity, capital, board and managing director from the Official Gazette. USD 750, three working days. Full dossier with audited figures, competitors and risks: USD 3,000, five working days.

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