Karizma is the online asset and wealth management platform of the Karizma financial group, offering retail investors access to mutual funds and investment products. It operates as a challenger-tier platform in Iran's competitive digital wealth management market alongside Kian Digital, Firouzeh Digital, and other financial-group-backed platforms.
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Business model & group
Service scopeRetrieved 31 August 2026Company disclosed
Operates a retail investment app spanning online gold and silver investment, mutual funds, brokerage, insurance, lending and the Charisma Pay payment service. Its instalment plan allows gold and silver purchases of up to 2 billion toman repaid over 12 months without a guarantor or cheque.
Charisma website ↗ · retrieved 2026-08-31Instalment limit is a product ceiling advertised at the date of reading, not a transaction value. No dollar figure is given: the ceiling was read on 31 August 2026, a period that closed less than 90 days ago (dollar conversion withdrawn 26 September 2026).
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Source ledger, every field, its evidence
Service scopeCompany disclosedRetrieved 31 August 2026
Operates a retail investment app spanning online gold and silver investment, mutual funds, brokerage, insurance, lending and the Charisma Pay payment service. Its instalment plan allows gold and silver purchases of up to 2 billion toman repaid over 12 months without a guarantor or cheque.
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Registered entity
Legal entityGoruh Khadamat Bazar Sarmayeh Karizma
StatusActive
Registered15 August 2018
Entity notesRetail investment app and site of the Karizma group. The e-commerce trust seal register names Goruh Khadamat Bazar Sarmayeh Karizma as the holder of charisma.ir, and this record is anchored to that company from the Official Gazette. The site footer credits "Karizma Financial Group" (گروه مالی کاریزما), which is the group's trading name: no company of that name is on the Official Gazette register. Goruh Mali Fardaye Kariz, which the about page lists among the group companies, is a separate public company that sits on Goruh Khadamat Bazar Sarmayeh Karizma's board. The founded year on this record is the group's, not the registered company's.
Fields on this profile derive from linked public sources or the official company registry; unknown values stay blank rather than guessed, and estimates are always labelled. How we verify →
Registry check on Karizma: legal entity, capital, board and managing director from the Official Gazette. USD 750, three working days. Full dossier with audited figures, competitors and risks: USD 3,000, five working days.