Datin says its fraud detection system screens a transaction in under 150 milliseconds

Narges Fotouhi, Datin's customer affairs manager, told Way2Pay that many new fraud scenarios complete within seconds or minutes, so detection after settlement moves a bank from prevention into investigation and compensation. Datin's fraud detection system can assess a transaction in under 150 milliseconds, she said, so the bank can approve, hold or reject it before it is finalised. Datin does not present AI as a replacement for human judgement: its model combines fixed rules, machine learning, anomaly detection and human review, with AI also used to surface fraud patterns not yet written into the rules. The product is built to connect to risk-management platforms, data infrastructure and other financial networks, but network-wide use depends on bank cooperation and regulator decisions. The source is an interview, not a launch announcement.