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Companies›ToBank

ToBank

FintechneobankBank GardeshgariIn the registry
Entity IDIR-CO-2252
SectorFintech
FoundedCoverage pending
HQCoverage pending
VerificationReported
Last reviewed2026-08-05

ToBank is the digital banking branch (neobank) of Tourism Bank (Bank Gardeshgari), offering online account opening, card management, and digital payment services. It operates under the Tourism Bank banking license.

Doing business with ToBank? Check who legally owns and runs it: registry identity, capital and current board from the Official Gazette, in English with the Persian source, in three working days for USD 750. Full dossier with audited figures and competitors, USD 3,000. Order a ToBank registry check · see a free sample

SnapshotBusinessOwnershipGapsSources
Decision snapshot
Registered address
Tehran, Saadat Abad, Farhang Boulevard, corner of Nour alley, number 6. Contact 021 23950 extension 3, info@tobank.ir.
As at September 2026Company disclosed
ToBank, site contact block ↗ · retrieved 2026-09-07

Every field carries an explicit evidence state and its source. Self-reported figures are labelled as such; nothing is presented with more certainty than its source supports.

Business model & group
Services offeredAs at September 2026Company disclosed
Deposit and card management, domestic transfers by internal, Paya and Satna rails, credit scoring, investment, promissory notes, gift cards, bill payment, mobile top up and internet packages, and Qarz al-Hasaneh marriage loans.
ToBank, home page services and facilities ↗ · retrieved 2026-09-07Broader than the payments and account opening described on the Tehran Index record. The marriage loan and promissory note lines are regulated bank products, which is consistent with ToBank operating on the Tourism Bank licence rather than as a standalone fintech.
Distribution and retentionAs at September 2026Company disclosed
Distributed as iOS and Android applications. Runs a customer loyalty club awarding points for app installation, card to card transfers, bill payment, top up purchases and correct football match predictions.
ToBank, home page customer club ↗ · retrieved 2026-09-07The football prediction mechanic is unusual for an Iranian bank app and suggests ToBank competes on engagement rather than on rates.
Ownership & capital
OwnerAs at September 2026Company disclosed
The tobank.ir footer states that all rights to the site belong to Bank Gardeshgari (Tourism Bank). ToBank is a service of the bank, not a separate brand licensee.
ToBank, site footer ↗ · retrieved 2026-09-07Confirms the group relationship already carried on the Tehran Index record. The bank is named in the footer and in the important links block on every page.
Legal operator (site footer)Company disclosed
The site footer states that all rights in the website belong to Bank Gardeshgari, Tourism Bank.
TO Bank site footer (tobank.ir) ↗ · retrieved 2026-09-16TO Bank is a digital brand of a licensed bank, so the operator here is the bank itself and the central bank register is where the licence sits.
What we don't know
Not disclosedNot disclosed
Reviewed the home and about pages on 2026-09-07. Any operating scale for ToBank would have to come from Bank Gardeshgari filings on Codal rather than from the product site.

Stated gaps are part of the record: in an opaque market, knowing what is NOT publicly established is as decision-relevant as what is.

Source ledger, every field, its evidence
OwnerCompany disclosedAs at September 2026
The tobank.ir footer states that all rights to the site belong to Bank Gardeshgari (Tourism Bank). ToBank is a service of the bank, not a separate brand licensee.
ToBank, site footer ↗ · retrieved 2026-09-07retrieved 2026-09-07
Services offeredCompany disclosedAs at September 2026
Deposit and card management, domestic transfers by internal, Paya and Satna rails, credit scoring, investment, promissory notes, gift cards, bill payment, mobile top up and internet packages, and Qarz al-Hasaneh marriage loans.
ToBank, home page services and facilities ↗ · retrieved 2026-09-07retrieved 2026-09-07
Registered addressCompany disclosedAs at September 2026
Tehran, Saadat Abad, Farhang Boulevard, corner of Nour alley, number 6. Contact 021 23950 extension 3, info@tobank.ir.
ToBank, site contact block ↗ · retrieved 2026-09-07retrieved 2026-09-07
Distribution and retentionCompany disclosedAs at September 2026
Distributed as iOS and Android applications. Runs a customer loyalty club awarding points for app installation, card to card transfers, bill payment, top up purchases and correct football match predictions.
ToBank, home page customer club ↗ · retrieved 2026-09-07retrieved 2026-09-07
Legal operator (site footer)Company disclosed
The site footer states that all rights in the website belong to Bank Gardeshgari, Tourism Bank.
TO Bank site footer (tobank.ir) ↗ · retrieved 2026-09-16retrieved 2026-09-16

Last full review: 2026-08-05 · Tehran Index research desk · corrections: desk@tehranindex.com

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Registered entity
Legal entityBank Gardeshgari
Evidence & verification
Verification tierReported, single public source
Primary evidencetobank.ir
Registry identifiersWithheld for compliance

Fields on this profile derive from linked public sources or the official company registry; unknown values stay blank rather than guessed, and estimates are always labelled. How we verify →

Quick facts
tobank.irLinkedIn
Company dossier

Registry check on ToBank: legal entity, capital, board and managing director from the Official Gazette. USD 750, three working days. Full dossier with audited figures, competitors and risks: USD 3,000, five working days.

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