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Companies›Manisa

Manisa

Verified
FintechlendtechEtemad Financial GroupIn the registry
Entity IDIR-CO-2315
SectorFintech
Founded2022
HQTehran
VerificationVerified
Last reviewed2026-08-01

Digital lending facilitator; joint market leader in lendtech loan volume.

Doing business with Manisa? Check who legally owns and runs it: registry identity, capital and current board from the Official Gazette, in English with the Persian source, in three working days for USD 750. Full dossier with audited figures and competitors, USD 3,000. Order a Manisa registry check · see a free sample

MetricsBusinessOwnershipSources
Operating metrics, period-stamped
Stated credit ceiling and termsAs at 27 September 2026Company disclosed
Facilities of up to 150 million toman, applied for remotely with no branch visit, no down payment and no guarantor, repaid by instalment. The site's calculator offers 12 or 18 months and slides from 10 million to 300 million toman, above the stated 150 million ceiling.
Manisa website, homepage ↗ · retrieved 2026-09-14Updated 2026-09-27. On 14 September the calculator defaulted to an 18-month plan; it now shows 12 and 18 months, defaults to 12, and its range runs to 300 million toman while the feature list still states a 150 million ceiling. The two figures are printed on the same page and are carried as printed. A current ceiling is not converted at a current rate, so no dollar figure.
Financing bank named in the site's own calculatorAs at 27 September 2026Company disclosed
The homepage calculator is branded Mellat Manisa and computes instalments from a line labelled as a Bank Mellat facility at 23 percent a year.
Manisa website, homepage calculator ↗ · retrieved 2026-09-14Updated 2026-09-27. On 14 September the same calculator was branded Mellat while its profit-rate line read Bank Saderat, and the record carried that as a conflict; the rate line now reads Bank Mellat, so the page no longer names two banks.
Business model & group
Start of operations and stated scopeRetrieved 14 September 2026Company disclosed
The company states it began operating in the year running from March 2022 to March 2023, with the aim of developing financial technology, and that alongside technology-based micro-financing it intends to enter other fintech areas.
Manisa website, homepage ↗ · retrieved 2026-09-14The source gives a Persian-calendar year only, which does not map to a single Gregorian year, so the span is carried rather than one year being picked. Consistent with the registered founding year of 2022.
Ownership & capital
Legal operator of record, self-disclosedRetrieved 14 September 2026Company disclosed
The site footer states all rights belong to Etebar Gostar Hooshmand Kara. The about text states Manisa is a micro-financing platform and a subsidiary of Etemad Financial Group.
Manisa website, homepage footer ↗ · retrieved 2026-09-14The national ID and registration number have not been confirmed against the registry.
Brand to operator, stated by the company itselfCompany disclosed
The company's own page names شرکت اعتبار گستر هوشمند کارا as the operator behind the brand. The passage is quoted verbatim in the source passage.
moneysa.ir (company website) ↗ · retrieved 2026-09-17Corroborated: two independent reads of this page returned the same sentence. The sentence appears only after JavaScript runs, so a plain fetch of this URL will not find it.
Source ledger, every field, its evidence
Legal operator of record, self-disclosedCompany disclosedRetrieved 14 September 2026
The site footer states all rights belong to Etebar Gostar Hooshmand Kara. The about text states Manisa is a micro-financing platform and a subsidiary of Etemad Financial Group.
Manisa website, homepage footer ↗ · retrieved 2026-09-14retrieved 2026-09-14
Start of operations and stated scopeCompany disclosedRetrieved 14 September 2026
The company states it began operating in the year running from March 2022 to March 2023, with the aim of developing financial technology, and that alongside technology-based micro-financing it intends to enter other fintech areas.
Manisa website, homepage ↗ · retrieved 2026-09-14retrieved 2026-09-14
Brand to operator, stated by the company itselfCompany disclosed
The company's own page names شرکت اعتبار گستر هوشمند کارا as the operator behind the brand. The passage is quoted verbatim in the source passage.
moneysa.ir (company website) ↗ · retrieved 2026-09-17retrieved 2026-09-17
Stated credit ceiling and termsCompany disclosedAs at 27 September 2026
Facilities of up to 150 million toman, applied for remotely with no branch visit, no down payment and no guarantor, repaid by instalment. The site's calculator offers 12 or 18 months and slides from 10 million to 300 million toman, above the stated 150 million ceiling.
Manisa website, homepage ↗ · retrieved 2026-09-14retrieved 2026-09-14
Financing bank named in the site's own calculatorCompany disclosedAs at 27 September 2026
The homepage calculator is branded Mellat Manisa and computes instalments from a line labelled as a Bank Mellat facility at 23 percent a year.
Manisa website, homepage calculator ↗ · retrieved 2026-09-14retrieved 2026-09-14

Last full review: 2026-08-01 · Tehran Index research desk · corrections: desk@tehranindex.com

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Registered entity
Entity typePrivate joint-stock (سهامی خاص)
Registered2023-01-10
Entity notesDiscovered via TechRasa Insight Iran FinTech 2025 (FY2024-25). Pending TI entity verification: operating entity, national ID, active status.
Evidence & verification
Verification tierVerified, registry / official source
Primary evidencetechrasainsight.com
Registry identifiersWithheld for compliance

Fields on this profile derive from linked public sources or the official company registry; unknown values stay blank rather than guessed, and estimates are always labelled. How we verify →

Quick facts
Tehran, Iran
Founded 2022
moneysa.irLinkedIn
Company dossier

Registry check on Manisa: legal entity, capital, board and managing director from the Official Gazette. USD 750, three working days. Full dossier with audited figures, competitors and risks: USD 3,000, five working days.

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TI Weekly. Five source-linked developments and one analysis note, every Friday.