HamrahCard is an Iranian financial super-app positioning itself as a challenger to the Ap platform. It offers digital payment, credit, and financial management features through a mobile application, operating in Iran's competitive super-app segment alongside Ap, 724, 780, and Ewano.
Doing business with HamrahCard? Check who legally owns and runs it: registry identity, capital and current board from the Official Gazette, in English with the Persian source, in three working days for USD 750. Full dossier with audited figures and competitors, USD 3,000. Order a HamrahCard registry check · see a free sample
Business model & group
Service scope and store scaleCafe Bazaar listing, fetched 26 September 2026Company disclosed
The Hamrah Card store listing describes card to card transfer, mobile top up, e-charge, internet packages, bill payment, a wallet, charity donations and Iran Insurance instalments. Cafe Bazaar showed 12 million installs and 131,121 ratings, version 09.01.00, last updated 16 September 2026.
Cafe Bazaar app listing ↗ · retrieved 2026-09-26Installs are a store-reported band, not a user count. The listing publisher is shown as PayDa; the legal operating entity is not asserted here.
Ownership & capital
Legal operator (privacy policy)Company disclosed
The privacy policy defines Hamrah Card as an electronic payment system developed by Tejarat Electronic Ertebat Farda. The wording is developed by rather than owned by, and the same page names a second company.
Hamrah Card privacy policy (hamrahcard.ir/privacy) ↗ · retrieved 2026-09-16Two qualifications apply. The verb is توسعه یافته, developed by, which is weaker than an ownership or operation statement. And a second company, فناوری همراه پیدا, is named on the same page. Which of the two is the operator has not been settled against the register.
Source ledger, every field, its evidence
Service scope and store scaleCompany disclosedCafe Bazaar listing, fetched 26 September 2026
The Hamrah Card store listing describes card to card transfer, mobile top up, e-charge, internet packages, bill payment, a wallet, charity donations and Iran Insurance instalments. Cafe Bazaar showed 12 million installs and 131,121 ratings, version 09.01.00, last updated 16 September 2026.
The privacy policy defines Hamrah Card as an electronic payment system developed by Tejarat Electronic Ertebat Farda. The wording is developed by rather than owned by, and the same page names a second company.
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Registered entity
Legal entityTejarat Electronic Ertebat Farda
StatusActive · public JSC
Entity notesPayment app. The privacy policy says Hamrah Card was developed by Tejarat Electronic Ertebat Farda. The site footer says the app's commercial development is carried out by Fanavari Hamrah Peyda, a subsidiary of Ertebat Farda, and that Ertebat Farda holds an official Shaparak licence. The e-commerce trust seal register lists Fanavari Hamrah Peyda as the holder of hamrahcard.ir, and the Official Gazette shows Ertebat Farda holding the chair of Fanavari Hamrah Peyda's board. Shaparak's own payment-facilitator register, read 30 September 2026, lists Ertebat Farda (national ID [identifier held on the record]) under the status «خاتمه همکاری» (cooperation ended), with an agreement validity end date of 16 September 2019; it is not among the active or under-review facilitators. The footer's licence statement is the company's own and is not carried here as fact.
Fields on this profile derive from linked public sources or the official company registry; unknown values stay blank rather than guessed, and estimates are always labelled. How we verify →
Registry check on HamrahCard: legal entity, capital, board and managing director from the Official Gazette. USD 750, three working days. Full dossier with audited figures, competitors and risks: USD 3,000, five working days.