Ghabzino is an Iranian fintech app specializing in public utility bill payment. It aggregates water, electricity, gas, telephone, and municipal service bills into a single mobile interface, so recurring household bills are handled in one place. Founded in 2017.
Tehran Index tracks this company as part of a source-linked research record on Iran’s technology economy. Access opens to a limited first cohort. Register for access, or browse the registry.
Business model & group
Cross border service for Iranians abroad2026Company disclosed
Ghabzino states that its inquiry and payment services are available to Iranians outside Iran without an Iranian IP address and without an Iranian mobile number. Users register with a foreign mobile number, receive the confirmation code by WhatsApp, and fund a Ghabzino wallet through international payment gateways. Services covered include utility, landline and mobile bills, operator top ups and data packages, vehicle and motorcycle fines, motorway tolls and the Tehran traffic zone.
Ghabzino website ↗ · retrieved 2026-08-21The same page dates Ghabzino start of operations to 2017-18. The site footer attributes rights to Ayan, which is recorded here as a lead rather than an ownership fact.
Source ledger, every field, its evidence
Cross border service for Iranians abroadCompany disclosed2026
Ghabzino states that its inquiry and payment services are available to Iranians outside Iran without an Iranian IP address and without an Iranian mobile number. Users register with a foreign mobile number, receive the confirmation code by WhatsApp, and fund a Ghabzino wallet through international payment gateways. Services covered include utility, landline and mobile bills, operator top ups and data packages, vehicle and motorcycle fines, motorway tolls and the Tehran traffic zone.
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