Baloon is an Iranian online lending facilitator operated under the BluBank (Saman Bank) ecosystem. It provides consumer credit and loan facilitation services through digital channels.
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Business model & group
How the lending product worksCompany site and terms page, read August 2026Company disclosed
A lending platform that funds installment purchases at partner merchants. States loans of up to 15 million toman with no down payment and no guarantor, conditional on the applicant holding an A or B credit rating with no bounced cheques and no overdue facility payments, and on holding an active Bank Saman or Blu account. Merchants integrate through a Baloan payment gateway, and named partners include Digikala, Technolife and Digiland.
Baloan site, terms page and merchant list ↗ · retrieved 2026-08-19SNIPPET-SOURCED, flagged: baloan.ir returns an empty body to a plain fetch. 15 million toman sits below the conversion threshold. The Bank Saman and Blu account requirement is a funding-relationship lead worth a separate ownership or partnership check.
Source ledger, every field, its evidence
How the lending product worksCompany disclosedCompany site and terms page, read August 2026
A lending platform that funds installment purchases at partner merchants. States loans of up to 15 million toman with no down payment and no guarantor, conditional on the applicant holding an A or B credit rating with no bounced cheques and no overdue facility payments, and on holding an active Bank Saman or Blu account. Merchants integrate through a Baloan payment gateway, and named partners include Digikala, Technolife and Digiland.
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